Calculate your monthly home loan EMI with full amortization schedule and payment breakdown.
Educational purposes only.
| Year | EMI/yr | Principal | Interest | Balance |
|---|
EMI = P × r × (1+r)^n / ((1+r)^n − 1). Each EMI has decreasing interest and increasing principal.
Old regime: ₹1.5L under 80C (principal), ₹2L under 24b (interest). New regime: no home loan deductions.