Calculate the future value of your Systematic Investment Plan with optional annual step-up. Results update in real time.
For educational purposes only. Past returns don't guarantee future results. Consult a SEBI-registered advisor before investing.
A Systematic Investment Plan lets you invest a fixed amount monthly in mutual funds. It benefits from rupee cost averaging and compounding over time.
FV = P × [(1+r)^n − 1] / r × (1+r), where P = monthly amount, r = monthly rate, n = total months. Each installment compounds independently.
Step-Up SIP increases your monthly investment by a fixed % each year (aligned with salary growth). A ₹5,000 SIP with 10% step-up for 20 years creates significantly more wealth than a flat SIP.
Diversified equity funds in India have historically returned 12–15% CAGR over 10+ years. However, returns vary by fund and market conditions. Past performance is not a guarantee.